You need to apply for furniture financing before you can get approved but the best way to increase your approval chances is to get your credit score up although that can take some time.
Guaranteed furniture financing.
Special financing via a furniture mart usa credit card is available for anywhere from six to 60 months.
Whether you are looking to make monthly payments to buy your furniture over an extended period of time or you d like to take advantage of our exclusive special.
To our valued synchrony cardholders and acceptancenow anow customers we are aware that some of our customers may experience financial hardship as a result of covid 19.
Furniture mart has three financing options all easily accessed online.
Exclusions and restrictions may apply.
All financing is subject to lender approval.
Exclusive special furniture financing offers and promotions.
These offers are provided by our finance partners based on approved credit.
Important financing terms and conditions.
While most of these stores do not have strict credit requirements many also offer financing options specifically for customers with poor credit or no credit history at all.
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Furniture mart s leasing plan has a flexible payment schedule with no minimum credit score necessary.
Choose the special financing offer that works best for you.
The bob s discount furniture credit card is issued by wells fargo bank n a.
Other finance providers will have different offers and terms.
The special terms apr of 9 99 will apply to the qualifying purchase and 30 monthly payments equal to 3 7984 of the original special terms balance.
Statements should not be constructed to be an offer to finance.
There s also a layaway option that requires a 25 downpayment.
However having a steady income an active checking account and few to no missed payments is a solid place to start.
This allows you to make large furniture purchases without paying the full amount upfront completing a lengthy application process or waiting several days for approval.
At furniture row we want to make your shopping experience as pleasant as possible and that includes offering a variety of payment and financing options to suit your specific needs.